CIVIL SERVANT SALARY ACCOUNT

This is a special package designed for state workers and retired state workers
-Automatic Overdraft of up to 50% of clients’ net salary. -Loans of up to 60 months -Could benefit from all UNICS adhoc products and services -Account is opened at ZERO cost -Clients can benefit TWO loans simultaneously -Emergency loans accorded within 48 hours -School fees loan accorded for 09 Months -Flexible charges based on clients’ net salary -Clients could have their salaries paid via their Mobile Money Account.

PRIVATE SECTOR SALARY ACCOUNTS

In this Account type, We are exceptionally outstanding in the management of portfolios of private companies. Each portfolio with its specific condition is configured as a package which is unique in terms of loan condition and charges. -Automatic Overdraft of up to 33% of clients’ net salary. -Short term and medium term loans -Could benefit from all UNICS adhoc products and services -Account Opening charge is negotiable with CNPS Accounts opened free - Clients can benefit TWO loans simultaneously -Emergency loans accorded with 48H hours -School fees loan accorded for 09 Months -Specific packages are designed for different portfolios depending on the terms of negotiation and their particularity. - Clients could have their salaries paid via their Mobile Money Account

PENSION ACCOUNT

UNICS is one of the financial institutions privileged to be in partnership with NSIF (CNPS) for the payment of old age pensions. We have also been mandated to collect the obligatory and voluntary insurance contribution for companies as well as those in the informal sector Pension Account holders also enjoy all the advantages the Private Sector Salary Account enjoy