Our Journey

UNITY CO-OPERATIVE SOCIETY (UNICS) opened her doors on the 15th of January 2000 as a Category 1 Microfinance Institution with a single Branch around the Central Market in Yaoundé with thirty (30) Pioneer Shareholders and a handful of Members. As the vision of the shareholders changed overtime, UNICS Plc. moved from a Co-operative Society to a Category 1 Microfinance Institution in 2003. UNICS Plc. upgraded to a Public Limited Company in 2008. With a more customer centric approach to management, UNICS Plc. invested a lot in the development of people, products and services to permanently satisfy the present and future needs of customers. These actions began yielding concrete fruits when in 2013 the Cameroon Ministry of Finance classified UNICS Plc. 9th in terms of Fund collection and 10th in terms of Credits among more than 450 Microfinance Institutions.(Source:DGTCFM. Bulletin Trimestrielsur le secteur Financier Camerounais N° 006/Octobre 2013). The following year, UNICS Plc. was classified overall 2nd among more than 300 category 1 Microfinance Institutions. In 2016, UNICS Plc. was accredited to operate as a Category 2 Microfinance Institution. Today, we are operating with 18 Branches within 10 towns and 5 Regions, with over 68,000 customers and more than 250 shareholders. UNICS Plc. has a declared and fully paid capital of FCFA 1,600,000,000 (One billion six hundred million francs)

UNICS Plc. offers a complete package of modern financial products and services to small business holders, young Entrepreneurs in the agricultural value chain, women and common initiative groups, small and medium sized enterprises (SMEs), large enterprises, Government investment bodies, other financial institutions, multinationals, international organizations, civil servants, private company workers among others.

UNICS Plc. has a history of adapting its business to meet the changing needs of the people it serves. Thus, as our customers continue to move to farther places around the world, the Institution equally keeps developing products and services that will continue to bind us together. In addition to the conventional banking products, we offer VISA Bank cards and ATM services, Mobile Banking, Internet Banking services, Insurance products, specially designed credit products for specific segments like Commercial motorcycle Riders, Cocoa Dealers, farmer co-operatives and others.

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Our Mission

  • Enable communities create wealth.
  • Provide financial services to the unbanked.
  • Stimulate the economy.
  • Reward shareholders.

Our values



Your partner in wealth creation for the long-run.


It is how we streamline processes to meet our client needs.


It is knowing the right from wrong and choosing the high standard.


It is how we gain trust.


To become the number one financial power house for the Rural and Urban low income earnersand the unbanked and to provide financial services to the less privilege irrespective of religion, race and gender.

Geographical Coverage

We continue to ensure that our people can reach us and consume our services with great ease. As we have clients spread all over the national territory, we do all to be accessible to them. We cover five of Cameroon’s ten regions and are present in the most important cities of the country namely Yaoundé, Douala, Bamenda, Buea, Limbe and Kribi. We have equally expanded our network to rural areas with branches in Bafut, Bambili and Mouanko.

Considering that accessibility is not only geographical, and because we are attentive to the needs of our customers, we are currently developing a branchless banking project that will see us offer our services to the remotest areas of the country in an affordable manner.

Ours Partners


Since 2015, we have been accompanying youths in the Agro pastoral value chain in partnership with PEA-JEUNES (Programme de Promotion de L’EntreprenariatAgropastoral des Jeunes). We are currently accompanying close to 1,000 young Agricultural Entrepreneurs under this programme. We are very passionate to see these youths grow in their various domains.

In November 2019, we signed a partnership agreement with EPAB (EcolePratiqued’Agriculture deBinguela) where we finance graduates who come up with feasible projects. Financing these youths is in line with our efforts to contribute to the development of Young Agricultural Entrepreneurs who will not only create job opportunities to others but will put food on the table of millions of persons.