UNICS Plc is authorised and regulated by the COBAC (Registration Number: RC/YAO/2008/B/1310) as a micro finance institution to accept deposit and provision of credit products to consumers and related services. P.O. BOX: 3112, Yaoundé.

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With U-Collection, You can now make your deposits from your home, from your company, in short wherever you are.

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Savings Accounts

Earn incredible interest per annum with UNICS. Our range of savings accounts can make saving simple and rewarding.
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Credits: Borrow and grow!

With our various credit facilities, we help our customers seal their budgetary deficits or establish a business.
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Current Accounts PDF Print E-mail

We have a history of adapting our business to meet the changing needs of the people we serve, especially in today's fast-paced world where people are regularly required to receive and send funds to various cities in or out of the country. As our customers continue moving to more places within Cameroon and around the world, relationships with them keep growing. UNICS current accounts come bundled with choices and opportunities. From personalized cheques that get treated at par in any city where we have a branch, through cheques clearance to funds transfer via inter-city deposits and withdrawals, our priority services have become the benchmark for banking industry.

Specific Benefits: What's in it for you?
Imagine the freedom to do what you want with your cash when you want. No strings attached. Well, here's an account designed especially for you. So whatever your plans, it's a great way of managing your money and introducing you to the world of finance. It also means you can start to build a relationship with UNICS that will support you throughout your professional or business life.
1. Financing of projects
As you grow, so do your business and banking requirements. For that you need an account that can keep pace with your growth. No business should be without a current account. Our current Account features are just right for you as they enable you benefit from our very competitive credit facilities. Overdrafts are automatic for wage earners, who can also apply and benefit from a loan just three months after reception of their first salary at UNICS. Civil servants on their part benefit from both loans and overdrafts immediately they receive their first pay at UNICS. For business people, we offer credit facilities that suit their needs as specialized personnel are put at their disposal to offer instant responses to their requests.
2. On The Spot Cash
Paying money into and withdrawing from your account couldn't be easier. Access your money 24/7 at any of our cash machines in the principal business cities of the country, notably Douala and Yaoundé. This enables you to effectively carry out any of your transactions without delay. You can lodge money at any UNICS branch and withdraw it at any other end.
3. SMS Banking
A phone and online service that allows you to check your balance, see what payments have gone in or out, and request a statement. It's available 24/7 so you are always in touch with your money.
4. Low Charges
We offer very low account handling charges to our subscribers; Less than F CFA 2 000 on salary accounts and F CFA 3 000 on business accounts while interest rates on loans and overdrafts are highly competitive: 2% and 7% per month respectively.
5. Zero mobility
Subscribing to our Dayness Current Account gives you the possibility of carrying your business transactions (deposits) with zero movement as we put a mobile cashier at your service to collect your savings on a daily basis.
6. Cheque Clearance
Our current account holders can issue cheques payable at par at any of our branches, have their cheques cleared and effect intercity cash withdrawal or deposits at reduced rates.
7. Statements
Track everything that goes in and out of your account by requesting a statement any time you want. Alternatively you can get a statement or your balance through your cell phone on a monthly basis.

Open a current account NOW!

Wage Earners
Civil Servants

  • 1 recent Pay Slip
  • 1 passport size photograph
  • 1 Stamped Application
  • Attestation of effective presence (original)
  • Photocopy of National Identity Card.

In addition to these, customers wishing to move from other financial institution will add an Attestation of Non-indebtedness.

Private Sector Workers

  • 1 passport size photograph
  • 1 Application
  • Attestation of Irrevocable Transfer of Salary by employer (original)
  • Photocopy of National Identity Card.

In addition to these, customers wishing to move from other financial institution will add an Attestation of Non-indebtedness issued by the institution they intend to quit.

Business Accounts

  • 1 Photocopy of National Identity Card
  • 2 passport size photographs
  • Photocopy of Commercial Register
  • Photocopy of Business License
  • Business localization Plan
  • Photocopy of Tax Payer’s Card
  • Utility Bills


  • Articles of Association
  • Minutes of Meeting empowering the signatories
  • Photocopy of National Identity Card of each signatory
  • 2 passport size photographs of each signatory

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